Tydro

Tydro

Supply assets, borrow against collateral, and earn yield — all on the Ink blockchain, with every position secured by Aave v3 smart contracts.

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Why Tydro

Most lending products make you trust a company. Tydro makes you trust math. Rates are set by supply-and-demand curves written in Solidity, not by a risk desk working a spreadsheet.

No custody, ever

Your private keys stay yours. The Tydro protocol holds collateral in audited smart contracts — no team wallet, no withdrawal gate, no counter-party risk from a balance sheet you cannot read.

Transparent rates

Supply APY and borrow APY update every block. Check the Markets page any time: current utilization, total supplied, and interest rate model parameters are all public on-chain data on Ink.

Aave-grade security

The team behind Tydro built on Aave v3 — a protocol that has processed billions of dollars and survived multiple market cycles without an exploit. That track record matters.

Multi-asset collateral

Use kBTC, ezETH, weETH, USDe, sUSDe, SolvBTC, or any other listed asset as collateral. Mix and match to optimize your borrowing capacity without selling a single token.

How it works

Five steps. No account required. The whole flow takes under five minutes once your wallet holds Ink-native assets.

1

Bridge assets to Ink

Use Bungee, Stargate, Super Bridge, or the USDT0 Native Bridge to move ETH, USDC, kBTC, or other tokens from Ethereum mainnet or another chain. Learn about bridging on ethereum.org.

2

Connect your wallet

Open the Tydro app and click "Connect Wallet". MetaMask, Coinbase Wallet, WalletConnect, and most EIP-1193 compatible wallets are supported. No sign-up form, no email.

3

Supply an asset

Go to Markets, pick an asset — say USDC at 9.19 % APY or GHO at 3.91 % APY — enter an amount, and confirm the transaction. You receive an interest-bearing tToken in return that tracks your share of the pool.

4

Borrow against collateral

If you want liquidity without selling, deposit a collateral asset first. The platform calculates your borrowing limit from the Loan-to-Value ratio. Borrow up to that limit at the variable rate shown in the interface.

5

Monitor your Health Factor

Keep your Health Factor above 1.0 by repaying debt or adding collateral. If it falls below 1.0, a liquidator can partially close your position. The support page explains liquidation thresholds in detail.

Key features

Variable borrow rates

Interest adjusts dynamically each block. When pool utilization climbs, rates rise to attract more supply; when utilization falls, they drop to stimulate borrowing. No fixed-term lock-in required.

INK points rewards

Supplying USD₮0, USDG, USDC, GHO, and other assets earns INK points on top of base APY. The APY Calculator in the nav bar shows combined estimated returns before you commit.

Ethena 5x multiplier

USDe and sUSDe positions currently carry a 5× Ethena reward multiplier. This stacks on top of the Tydro supply rate, making them among the highest-yielding stablecoin options on Ink right now.

Isolated collateral pools

Some assets, like SolvBTC and syrupUSDT, are listed in isolated mode. Risk is contained: a price shock in an isolated asset cannot drain the main liquidity pools. This design follows Aave v3 risk architecture.

On-chain governance parameters

Loan-to-Value ratios, liquidation thresholds, reserve factors, and borrow caps are readable directly from the contracts. Nothing is hidden in a terms-of-service PDF.

Built on Hardhat & Aave v3

The Tydro protocol contracts were developed and tested using Hardhat, following the same patterns used by Aave. Ethereum-compatible tooling means the code is auditable by any Solidity developer.

Multi-bridge integrations

Kraken, Bungee, Stargate, and Super Bridge are all natively listed in the app interface. Moving value from Optimism, Ethereum mainnet, or another EVM chain takes one extra click, not a separate app.

Tydro by the numbers

These figures reflect approximate protocol activity. Live data is always visible on the Markets page.

$413M+
Total market size
$200M+
Total assets borrowed
11
Listed asset markets
Aave v3
Protocol foundation

FAQ

What is Tydro?

Tydro is a decentralized, non-custodial liquidity protocol deployed on the Ink blockchain. Powered by Aave v3 infrastructure, it lets users supply assets to earn interest or borrow against collateral — without handing custody to anyone.

How do I start supplying assets on Tydro?

Connect a Web3 wallet, bridge assets to Ink, go to the Markets page, select an asset, and click Supply. Your position earns APY every block. The whole process is on-chain and takes a few minutes.

Is Tydro safe and audited?

The Tydro platform builds on Aave v3 smart contracts — code that has been audited multiple times and processed billions of dollars in volume. Liquidation bots and on-chain risk parameters protect the protocol's solvency continuously.

What assets can I borrow on Tydro?

Current borrowable assets include kBTC, USD₮0, USDG, USDC, GHO, and USDe. Collateral-only listings such as ezETH and weETH are accepted as backing but cannot be borrowed directly. The list grows through governance.

Why should I use Tydro instead of a centralized exchange?

You keep your private keys. Rates come from code, not from a risk desk. There are no withdrawal limits, no KYC forms, and every transaction is verifiable on-chain. That is a fundamentally different trust model.

Can I borrow on Tydro if I only hold BTC-pegged assets?

Yes. kBTC and SolvBTC are accepted as collateral. Deposit them, receive a borrowing limit based on the configured Loan-to-Value ratio, and draw stablecoins such as USDC or GHO against that collateral.

How does liquidation work on the Tydro protocol?

When a borrower's Health Factor drops below 1.0, any participant can repay part of the debt and claim collateral at a discount. This incentive keeps pools solvent without requiring any manual intervention from the Tydro team.

How do I bridge assets to Ink to use Tydro?

The app lists Bungee, Super Bridge, Stargate, and the USDT0 Native Bridge directly in the Bridge menu. Pick the one that supports your source chain, complete the transfer, then return to supply or borrow on Tydro.

Have more questions? Visit the Tydro support page for detailed answers, or read about the people and philosophy behind the protocol on the team page. The protocol is open-source and built on battle-tested decentralized finance primitives.